Financial Policy

Filing Your Claim

As a courtesy to our patients, we at Jourdain Dental Care are willing to file your dental claim on your behalf (direct billing), and may accept direct payment from most insurance companies.  We will estimate your deductible and the portion not covered by your insurance, which is due at the time of treatment.

Will their be additional costs above what insurance allows?

You may find that our fees may be different from the insurance company’s schedule of “allowable” fees, which are arbitrarily set by the individual insurance companies, and may result in a difference in the amount covered by your insurance plan.  All services rendered are charged directly to the patient, and the patient is ultimately responsible for the account regardless of insurance coverage.  Any insurance claims denied or remaining unpaid after 60 days will automatically become the responsibility of the patient.

In-Office Financial Requirements

In order to accept assignment from your insurance carrier, it is the policy of the office to maintain a valid credit card on file at all times.  This information will be kept securely on our computer system and will require password authentication in order to access.  So that we may keep our costs as low as possible, we ask that your insurance co-payment portion be paid at the end of each visit, unless alternative arrangements have been made prior to your visit.  If the co-payment amount is not known at the time of your visit, once the payment has been received from the insurance carrier charges under $300 will be directly billed to your credit card and a receipt will be forwarded to you.